The three Ossifi brothers are together.Photo left Microsoft Wallet, Android Pay, Apple Pay
The mobile payment industry is a big boom in the mobile payment industry, starting with Apple Pay, Samsung Pay, Android Pay, recently major bank CHASE PAY, and retail major Walmart Pay and Target Pay.
It is a service that can be called "Osaifu -Keitai", a so -called "Mobile Wallet", but a newcomer has come here.That is Microsoft Wallet provided by Microsoft.
Although it is not a topic "~ Pay", it is in terms of registering a bank credit card or debit card that supports the service, and making payments using mobile terminals can be made by NFC non -contact communication.It is almost the same as that of Apple Pay and Android Pay.
It was officially announced on June 21 in the United States time, and "terminals that have participated in Windows Insider Program and have installed Insider Preview with Build 14360 or higher", "LUMIA 950/950XL/650's compatible models at the time of announcement.Although it is a very strict usage condition of "model only" and "only 5 bank issued banks", it is a service that I would definitely want to try to try the iPhone with the iPhone to try Apple Pay.
Fortunately, the United States had the opportunity to stay in San Francisco, so I decided to try it right after the announcement.
Obtain Lumia 650 and set up Microsoft Wallet
As mentioned above, there are only three models compatible models, so the Windows Mobile -type terminal has only two "Lumia 920" and "Lumia 636", and the author must start by obtaining a compatible terminal.
However, LUMIA 950/950XL has a selling price of at least $ 600, so hesitate to purchase.However, the midrange Lumia 650 has a price of $ 200, and it costs about $ 220.Moreover, in Microsoft Store WestField San Francisco Center in San Francisco, I stopped by for purchase, the "Office 365 HOME", which was thinking about purchasing at the same time, is normal..49 from $ 99 to $ 50.Since it was sold for $ 99 (see the series for details on the history), this was a decisive factor and decided to purchase Lumia 650.
If you go to the United States, first go to Microsoft Store.The photo is a store in WestField Center in the center of San Francisco (photographed at Lumia 650)
As mentioned in the series of articles in a certain place, I purchased LUMIA 650 for $ 200 + tax along with the 50 % off price Office 365 Home.
By the way, I got the LUMIA 650, so it was set up immediately.To introduce Insider Preview, download the "Windows Insider" app from Windows Store and set it to "Fast Ring", and wait for the latest Insider Preview build to fall, but before that "Windows 10 Mobile.You must update to the latest state and "download 1GB or more Insider Preview".
物価高騰も甚だしいサンフランシスコの安宿に滞在していたためホテルのWi-Fi接続もままならず、結局2GB近いデータを携帯回線のみを使ってダウンロードすることにした。そのため、残りデータ容量に余裕のあるメイン回線であるAT&T SIMをLumia 650に投入し、それまでAT&T SIMで運用していた「Nexus 5X」にGoogle FiのSIMを適用するシャッフルが発生している。今後、しばらくはLumia 650が自分のメイン端末となりそうだ。
Lumia 650の初期起動画面。SIMは米国のメイン回線であるAT&Tのものを利用。つまり、しばらくはWindows 10 Mobileがメイン端末に
Immediately introduced a Windows Insider app.After setting "Fast Ring" for a while, "Build 14376", the latest build at the time of work, has fallen.
However, a problem occurs here.Since Windows 10 Mobile does not have the "Wallet" app by default, it must first install it from the Windows Store.
When the app is installed according to the procedure, and the first update is applied, it is only a "unusable WALLET application" that can register some loyalty cards as well as the payment function.When I check the version number, "1.It is an old version (current version distributed to the general public) and required for Microsoft Wallet.Not 0 ".
Since the conditions for using Microsoft Wallet are in place, I installed the "Wallet" app and updated it, but the version is "1"..It is a state where the payment function cannot be used as it is 1 "continues
No matter how many times you do various operations and try it 1.I couldn't update from 1, and once I was stuck here.In fact, it seems that it is not the only phenomenon alone because some of the same symptoms were scattered in the United States looking at the user forum.I decided to leave it for a while, saying, "If I couldn't use it before returning, I would return LUMIA 650."Up to this point, I mentioned an article that introduced Microsoft Wallet in a serialization in a certain place.
After leaving the terminal setting for about two days, I noticed that the "Update" button appeared on the Windows Store Wallet application page.When I actually updated it, the size of the application was more than twice as much as I did, and there was a feeling that new features were clearly added.The premonition is right, and the version of the app is "2."0", and the setting screen also changed significantly.It is now possible to add payment cards.
After leaving the Lumia 650 for about two days, I suddenly became able to update the WALLET application via Windows Store, so I installed it immediately.
The splash screen of the WALLET application and the initial startup screen.The version is "2.In "0", the initial screen has changed, and the size of the application itself has grown at a stretch compared to before.
I try to add a card right away, but first I need to set the PIN code.In Windows 10 and Windows 10 Mobile, the Microsoft Passport mechanism to set a valid PIN code for each device, so that you can access multiple apps and services with one PIN code input.A mechanism is introduced.
By setting a PIN code on the screen lock screen, it will be possible to increase security and access the Wallet app only after PIN is entered.
Sign in with a Microsoft account (MSA) allows you to register cards used for payment.However, in order to add a card here, it is necessary to generate a PIN code and enhance security.
In addition, if the terminal is compatible with biometrics authentication using iris such as Lumia 950/950XL, "Windows Hello" can be introduced after setting the PIN.As a result, there is no need to enter a PIN at each settlement.
You may think, "If the non -contact payment terminal is not facing the front, can't you use iris authentication (at the time of payment)?"If you do it, there is a grace time called "Grace Period" for about a few minutes, and even if you return to the screen lock screen due to power saving settings during operation, Windows Hello again.There is no need to unlock the lock by PIN input.If you hold the terminal over the reader, you will automatically call the Wallet app and complete the payment within the Glace period deadline.
Specify sign -in options.Set the required PIN code for Microsoft Passport.Windows Hello is also available in Lumia 950 / 950XL, which is not available on Lumia 650, but can use biometrics such as iris authentication.
If you try to add a card, you will check whether the default payment method used in "Tap & Pay" is Microsoft Wallet.After that, enter the card information and proceed with the registration, but it is possible to use the 16 -digit card number using the camera.However, be careful because the expiration date, security code, address, etc. are not included by default.
Check whether location information is enabled.Probably, it seems that there is a mechanism that the information will pop up when approaching the store with a royalty card etc.
When this screen appears, the preparation is almost complete.A 6 -digit PIN notification comes to the e -mail address linked to the card information (ATM card) on the bank side, so if you enter it, a virtual card will be issued and the tap and pay will be enabled.The procedure around this is almost the same as Apple Pay, Android Pay, etc., and seems to actually use the same system.
On the basic screen of the Microsoft Wallet app, you can refer to the past payment history with each card in this way.
